Commissioner of Banking and Consumer Finance; delete repealer on authority to join certain examinations with the Federal Reserve Bank.

This bill extends Mississippi's banking commissioner's authority to jointly examine large banks with the Federal Reserve Bank by removing an expiration date. It directly affects Mississippi state-chartered banks with over $1 billion in assets and their holding companies, as the commissioner can now continue joining Federal Reserve examinations without the previous time limit. The key provision deletes a repealer that would have ended this joint examination authority, ensuring the commissioner can maintain collaboration with the Fed for oversight. The change requires no additional costs for banks participating in these joint examinations. The bill takes effect July 1, 2026.