The Mississippi Houston/Hunter Act; create to provide limited liability for federal firearm licensees with hold agreements.

HB 878, the "Mississippi Houston/Hunter Act," creates legal immunity for federal firearm licensees (FFLs) who participate in lawful "firearm hold agreements." These agreements allow FFLs to temporarily take possession of a customer's lawfully owned firearm for a set period and return it later. The bill prevents private lawsuits against FFLs for returning firearms at the end of such agreements, unless the FFL acted unlawfully. This directly affects FFLs (like gun shops) and their customers who use these hold arrangements, limiting civil liability for routine returns.