Motor vehicle lien; authorize mechanic to seek title from title loan company after nonpayment of services.

HB 73 would allow mechanics who haven't been paid for vehicle repairs to seek title to the vehicle from a title loan company, but only if the vehicle owner obtained the title loan *after* repairs began. This directly affects mechanics with unpaid bills and vehicle owners who secured title loans during ongoing repairs. The bill adds a provision to Mississippi law requiring mechanics to notify the owner and title loan company after 30 days of nonpayment and a 5-day redemption period before seeking title from the lender. If the owner doesn't pay within that timeframe, the mechanic could claim the title directly from the title loan company instead of relying solely on the vehicle's sale.