Life insurance; authorize funeral services provider to obtain certain information within two business days.

HB 729 allows licensed funeral homes to request specific life insurance details for a deceased person within two business days of submitting required documents (like a death notice and authorization). Insurers must then provide information on policy existence, beneficiaries, outstanding loans, payable benefits, and policy reinstatement status. Funeral providers must also notify beneficiaries in writing that life insurance funds aren’t required to cover funeral costs or debts. The bill died in committee in February 2026 and would directly affect funeral homes, families, and life insurers in Mississippi.