HB 6 Mississippi House · 2026 Regular Session

Identity theft; establish procedure for victim to have debt forgiven and credit reports purged.

HB 6 would create a process for identity theft victims to have debts forgiven and credit reports removed. Victims could send certified mail to creditors claiming identity theft; if creditors don't forgive the debt and notify credit bureaus within 60 days, victims could petition court with proof they didn't incur the debt, had no knowledge of it, filed a police report, and received no benefit. The court would then order creditors to release the debt and allow credit report purging. This bill died in committee on February 3, 2026, and is not law.
Bill status died 1 of 4 stages cleared
Introduction
Jan 2026
Committee Review
Floor Vote
Governor
Introduced Jan 7, 2026 Last action Feb 3, 2026
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Full legislative history

Actions timeline

Total actions
2
Key actions
0
Committee
1
Jan 7, 2026
Committee
Referred To Judiciary A;Banking and Financial Services
lower
1 primary · 1 co-sponsor

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