Motor vehicle liability insurance policy; require to include medical payment coverage.

HB 381 requires all motor vehicle liability insurance policies sold in Mississippi to include medical payment coverage of at least $10,000 per policy. This affects every driver purchasing auto insurance in the state, mandating coverage for medical expenses following accidents. The bill amends existing insurance law to explicitly require this provision in all certified policies. The bill died in committee on February 3, 2026, and did not become law.