Additional Living Expense Fairness and Expedited Closure Adjudicaiton Act; create.

HB 1721, the "Additional Living Expense Fairness and Expedited Closure Adjudication Act," aims to streamline how homeowners and small businesses receive temporary housing and living expense payments (ALE) after property damage covered by insurance. It directs Mississippi’s Insurance Department to resolve disputes over ALE eligibility, amounts, or delays within strict timelines (e.g., insurers must respond to requests within 3-5 business days), and requires insurers to pay undisputed ALE immediately. The bill also allows the Insurance Commissioner to issue emergency orders to prevent hardship during disputes, such as ordering immediate payments based on local rental rates. The bill was introduced in 2026 but died in committee without becoming law.