Health insurance; require policies to cover Cologuard colorectal cancer screening tests.

HB 1061 requires most health insurance plans covering Mississippi residents to cover Cologuard colorectal cancer screening tests without additional out-of-pocket costs beyond standard deductibles or coinsurance. The bill mandates that insurers reimburse providers at rates equal to or higher than Medicare's rates for these screenings. This applies to individual and group health insurance policies issued after July 1, 2026, including the state and school employees' health insurance plan. The law ensures coverage for the screening itself and any resulting treatment at no extra cost to patients beyond what they would pay for similar services from participating providers.