Cybersecurity insurance; include in Mississippi Insurance Guaranty Association statutes.

Added a new definition for 'Cybersecurity insurance' that includes first- and third-party coverage for data privacy breaches, unauthorized network intrusions, computer viruses, ransomware, cyber extortion, and similar exposures.

Added new definition for 'Net direct written premiums' to clarify calculation for assessment purposes.

Added new definition for 'Person' to include individuals, corporations, partnerships, associations, and voluntary organizations.

Established specific payment limits for cyber claims: up to $300,000 per claimant for all other covered claims, up to $400,000 per claimant for property damage claims, and a maximum of $300,000 total per policy for all first- and third-party cyber claims arising from a single insured event.

Modified Section 83-23-115 to include specific payment tiers for cybersecurity claims within the association's obligation structure.