Mississippi Public Adjuster Professional Standards Reform Act; enact.

SB 2403, the Mississippi Public Adjuster Professional Standards Reform Act, would have required public adjusters (professionals who help insurance policyholders file claims) to obtain written contracts with clients before services, handle all claim funds in special trust accounts, and maintain $50,000 in financial bonds or letters of credit. It set new licensing standards, including background checks, exams, and proof of financial responsibility, while creating clear grounds for license discipline. The bill directly affected public adjusters and insurance policyholders in Mississippi by standardizing practices and increasing accountability. The bill died in committee on February 4, 2025, so these changes never took effect.