Health insurance; prohibit modifications on renewal of covered and prescribed prescription drug's contracted benefit level.

HB 93 prohibits Mississippi health insurance plans from changing coverage for specific prescription drugs during policy renewal. It directly affects insured individuals who were covered for a drug in the previous year and have a current prescription for a medical or mental health condition. The bill bans insurers from removing drugs from coverage, adding prior authorization requirements, increasing costs, or restricting access to these drugs during renewal. Exceptions apply only if the FDA issues safety concerns or the drug is discontinued. The bill died in committee on February 4, 2025, and would have taken effect July 1, 2025.