Motor vehicle lien; authorize mechanic to seek title from title loan company after nonpayment of services.

HB 514 allows mechanics who repaired a vehicle to request the vehicle's title directly from a title loan company if the vehicle owner obtained a title loan *after* the repair work began and the owner fails to pay the mechanic. This specifically affects mechanics seeking payment for services and title loan companies holding liens on vehicles. The bill amends Mississippi law to grant mechanics a legal right to claim title from the title lender instead of pursuing a court case, streamlining the resolution of unpaid repair bills. The provision applies only when the title loan was secured *after* repairs started, not before. The bill died in committee in February 2025 and never became law.