Health insurance; require coverage for genetic testing for inherited mutation and evidence-based cancer imaging.

HB 1400 requires health insurance plans (both group and individual) to cover two specific services: clinical genetic testing for inherited cancer risks (for people with personal or family cancer history, as recommended by doctors) and evidence-based cancer imaging (for those at higher cancer risk, per NCCN guidelines). It mandates that insurers provide these services without any out-of-pocket costs like deductibles or copays. The bill directly affects individuals with a family or personal history of cancer who need these preventive screenings. The legislation died in committee on March 4, 2025, and would have applied to all health insurance plans in Mississippi, including state employee plans referenced in the bill.