Motor vehicle liability insurance policy; require to include medical payment coverage.

HB 1107 requires all motor vehicle liability insurance policies sold in Mississippi to include at least $10,000 in medical payment coverage for injuries resulting from accidents. This directly affects drivers purchasing auto insurance in the state, as it mandates this coverage as a standard part of every policy. The bill amends Mississippi law to specify that medical payment coverage must be included in the policy terms, not offered as an optional add-on. It does not change existing liability limits but adds this specific medical coverage requirement, effective July 1, 2025, if enacted. The bill died in committee on February 4, 2025, and is not currently law.