Homeowners' insurance; prohibit insurer from cancelling or denying coverage solely due to roof's age.
This Mississippi law prohibits homeowners' insurance companies from cancelling policies or denying coverage simply because a home's roof is old. The rule applies to all residential insurance policies issued or renewed on or after July 1, 2024, ensuring that roof age alone cannot be used as a reason to drop coverage. While insurers may still cancel policies for other valid reasons, this bill removes the roof's age as a standalone justification for doing so.
Bill status
signed
all 5 stages cleared
Introduction
Mar 2024
Committee Review
May 2024
Senate Passage
Mar 2024
House Passage
Apr 2024
Signed into Law
May 2024
Introduced Mar 18, 2024
Signed May 13, 2024
Floor votes · Senate Mar 13, 2024 · House Apr 10, 2024
How they voted
46–2
Passed · 4 other
Total votes 52
Mar 13, 2024
D
Democratic16
93% Yea
R
Republican36
86% Yea
Vote distribution
All Yea
All Nay
Mixed
No data
Full legislative history
Actions timeline
Total actions
21
Key actions
10
Committee
8
Amendments
2
May 13, 2024
Signed into law
Approved by Governor
executive
May 1, 2024
Lower · Passed
Conference Report Adopted
lower
Apr 30, 2024
Lower · Passed
Conference Report Filed
lower
Apr 30, 2024
Committee
Recommitted For Further Conf
lower
Apr 29, 2024
Lower · Passed
Conference Report Filed
lower
Apr 10, 2024
Lower · Passed
Passed As Amended
lower
Apr 10, 2024
Lower · Passed
Amended
lower
Apr 2, 2024
Lower · Passed
Title Suff Do Pass As Amended
lower
Mar 18, 2024
Committee
Referred To Judiciary A
lower
Mar 18, 2024
Introduced
Transmitted To House
upper
Mar 13, 2024
Upper · Passed
Passed As Amended
upper
Mar 13, 2024
Upper · Passed
Amended
upper
Mar 5, 2024
Upper · Passed
Title Suff Do Pass Comm Sub
upper
Jan 19, 2024
Committee
Referred To Judiciary, Division A
upper
0 primary · 0 co-sponsors
Sponsors
No sponsor information available.
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