Health insurance, medical assistance and MinnesotaCare coverage of bowel and bladder management for spinal cord injuries requirement and appropriation

This bill requires all health insurance plans in Minnesota to cover bowel and bladder management for spinal cord injuries without cost-sharing (such as deductibles or copays) or additional restrictions like prior authorizations. It directly affects individuals with spinal cord injuries who need these treatments, as well as health insurance companies and state programs like MinnesotaCare and medical assistance. The law mandates coverage for prescribed treatments, supplies, and medications, with the commissioner of commerce reimbursing insurers for added costs through state appropriations. The requirements take effect January 1, 2026, for new health plans.