Prohibit quantity limits on coverage for home care nursing services

This bill requires health insurance plans in Minnesota to cover home care nursing services without imposing quantity limits on the number of visits or hours provided. It directly affects individuals enrolled in health plans who also receive medical assistance, ensuring they have access to ongoing nursing care without arbitrary caps on coverage. The legislation defines home care nursing services as continuous, medically necessary care provided by licensed nurses for patients with complex medical needs that cannot be met through episodic visits. While the bill removes quantity restrictions, it maintains other standard insurance requirements like prior authorization and cost-sharing, and mandates that plans clearly label these services in their coverage documents. The changes will take effect in 2026, with specific provisions becoming active at different times throughout that year.