Medicare supplement policies guaranteed issue requirements modification

This bill modifies Minnesota's rules for Medicare supplement insurance policies to improve coverage protections for seniors and people with disabilities. It requires insurers to cover preexisting conditions during the first six months of enrollment and prevents them from denying coverage or charging higher premiums based on health status during specific enrollment periods. The legislation also mandates automatic reinstatement of policies when coverage is suspended due to qualifying for government medical assistance, ensuring no waiting periods apply upon regaining eligibility. Additionally, the bill restricts insurers from terminating coverage without prejudice to continuous losses and clarifies rules for reinstating policies when individuals lose Medicare Part B eligibility due to disability status changes.