Family Medical Account service delivery model establishment

Minnesota bill SF 3555 establishes a new "Family Medical Account" (FMA) service delivery model for medical assistance programs, effective January 1, 2027. It requires the human services commissioner to place eligible new and reenrolling medical assistance enrollees - those with income at or below 138% of the federal poverty level who would otherwise receive services through managed care - into this model, excluding individuals with disabilities, those aged 65+, or under federal waivers. The model provides enrollees with a debit account for monthly contributions, a debit card to pay service fees, and unspent funds that roll over annually into an investment account. Key requirements include enrollment counseling, access to updated provider fee rates, and ongoing education about healthcare costs and responsible use of services.