Medicare supplement insurance policies preexisting condition limitations modification

This bill modifies Minnesota's rules for Medicare supplemental insurance (Medigap) policies sold in the state. It prohibits insurers from denying coverage, charging more, or imposing waiting periods for preexisting health conditions during specific enrollment periods. Specifically, it requires that Medigap policies cannot limit coverage for preexisting conditions for applicants who enroll within six months of initially signing up for Medicare Part B or during open enrollment. The bill also ensures that if a policyholder temporarily loses eligibility for medical assistance (like Medicaid), their Medigap coverage automatically reinstates without new waiting periods or reduced benefits.