Fines increase for failure to provide vehicle insurance

This bill increases minimum fines for drivers operating vehicles without insurance. For a first offense, fines rise from $200-$300 to $550 if it occurs within 10 years of a prior violation, and to $850 for two or more prior violations within that timeframe. It applies to both drivers and vehicle owners who fail to provide proof of insurance when required by law. The changes take effect August 1, 2025, and aim to strengthen enforcement of insurance requirements for all vehicle operators.