Augmentative and alternative communication systems coverage requirement provision and appropriation

This bill requires all health insurance plans in Minnesota to cover augmentative and alternative communication (AAC) systems - devices that help people with severe speech disabilities communicate - as well as related habilitation services (like speech therapy for using these devices). It mandates coverage for medically necessary AAC systems and therapy without separate financial barriers or limits, and prohibits denials based on disability. Health plans must report costs to the Commerce Commissioner, who will reimburse them for coverage added by the law (not existing coverage). The law takes effect January 1, 2026, applying to all health plans offered, issued, or renewed after that date.