SF 1024 Minnesota Senate · 2025-2026 Regular Session

MNsure premium subsidy program establishment, providing a sunset for the Minnesota premium security plan, and appropriation

SF 1024 establishes a new 20% premium subsidy program through MNsure (Minnesota's health insurance marketplace) for eligible residents purchasing individual health insurance plans starting January 1, 2026. It directly affects Minnesotans who buy individual market coverage but don't qualify for federal tax credits or public programs like Medicaid, reducing their monthly premium costs by 20% of the full plan price. The program reimburses health insurance carriers directly for the subsidy amount each month, with payments based on the premium subsidy amount regardless of the specific plan cost. The bill also ends the existing Minnesota Premium Security Plan (a reinsurance program) by December 31, 2025, with funds appropriated for the new subsidy program.

Bill status in committee 1 of 4 stages cleared

Introduction

Feb 2025

Committee Review

Floor Vote

Governor

Introduced Feb 6, 2025 Last action Apr 7, 2025

Maddy AI version diff · 2 comparisons

What changed between versions

1st Engrossment → 2nd Engrossment · 4 edits · Apr 7, 2025

MODERATE

The bill was advanced from the 1st to the 2nd Engrossment, updating the posting date and renumbering sections to accommodate new content. The most significant substantive change is the addition of a new 'Data Sharing' provision, which mandates that the state board share enrollee data with health carriers to verify eligibility for premium subsidies, while strictly limiting how that data can be used.

Scope change

The bill's scope expanded to include a new requirement for data sharing between the state board and health carriers to administer the premium subsidy program.

REQUIREMENT

Added a new 'Data Sharing' section requiring the board to provide enrollee coverage data to health carriers to determine subsidy eligibility.

Added restrictions stating shared data can only be used to administer the subsidy program and cannot be further disseminated.

TECHNICAL

Updated the bill title and posting date to reflect the 2nd Engrossment status.

Reordered and renumbered sections (4.7 through 4.21) to insert the new data sharing provisions.

Floor votes

How they voted

No floor votes recorded yet.

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Apr 7, 2025

Upper · Passed

Comm report: To pass as amended and re-refer to Health and Human Services

upper

Apr 2, 2025

Upper · Passed

Comm report: To pass and re-referred to Judiciary and Public Safety

upper

Mar 13, 2025

Upper · Passed

Comm report: To pass as amended and re-refer to Commerce and Consumer Protection

upper

Feb 6, 2025

Committee

Referred to Health and Human Services

upper

Feb 6, 2025

Introduced

Introduction and first reading

upper

1 primary · 1 co-sponsor