Quantity limits on coverage for home care nursing services prohibited, and home care nursing services defined.

This bill requires health insurance plans in Minnesota to cover home care nursing services without imposing quantity limits on the number of visits or hours provided. It directly affects individuals enrolled in health plans who also receive medical assistance, ensuring they receive ongoing skilled nursing care without arbitrary caps on coverage. The legislation defines home care nursing services as continuous, medically necessary care that cannot be safely delivered through intermittent visits, and mandates that plans refer to these services by this specific name in all coverage documents. While cost-sharing like copayments may still apply, the bill prohibits plans from restricting coverage based on the total amount of services needed, with most provisions taking effect in 2026.