Health plans required to cover doula services, commissioner of commerce required to defray the cost of coverage of doula services, doula services coverage language modified, and money appropriated.

HF 3779 requires all health insurance plans in Minnesota to cover doula services - providing emotional and physical support during pregnancy, birth, and postpartum - without any deductibles, co-pays, or cost-sharing for enrollees. It prohibits health plans from imposing referral requirements, utilization reviews, or quantity limits on this coverage. Starting January 1, 2027, the commissioner of commerce will reimburse health plans for the costs of covering doula services, funded by annual state appropriations beginning in 2028. This bill directly affects health plan enrollees, particularly pregnant people seeking doula support, and health insurance companies that must now include this coverage.