Licensing and registration of limited lines travel insurance producers and travel retailers provided, and sale and regulation of travel insurance provided.

HF 3766 establishes new licensing and registration requirements for businesses selling travel insurance in Minnesota. It directly affects travel insurance producers (such as agents and managing general agents) and travel retailers (like travel agencies that offer insurance as part of their service). The bill requires producers to hold a specific license, mandates retailers to register with the state and operate under a licensed producer, and requires both to provide customers with clear information about coverage terms, claims processes, and cancellation procedures. It also defines travel insurance to cover trip interruptions, baggage loss, medical emergencies during travel, and excludes major medical plans for long-term travelers.