Retail establishments required to accept cash as payment.

HF 3607 requires all retail establishments (businesses selling goods or services to the public) to accept physical U.S. cash (paper money or coins) as payment for transactions. The bill defines "cash" and "retail establishment" to clarify the scope of the requirement. This law takes effect on August 1, 2026, applying to all sales occurring on or after that date. It directly affects businesses that currently decline cash payments, mandating acceptance without exception. The policy change is a straightforward consumer protection measure with no additional mechanisms or exemptions specified.