Health plans required to develop a maternal mental health program.

HF 35 requires all health insurance plans in Minnesota to create a maternal mental health program by January 1, 2026. The program must ensure comprehensive care for pregnant and postpartum individuals by mandating screenings during the perinatal period, requiring fair reimbursement for providers who conduct screenings or provide treatment, and ensuring timely referrals to mental health specialists when needed. This directly affects health insurance plans covering these services and aims to improve access to mental health care for this population. The bill prohibits unreasonable delays in referrals for clinically indicated cases, such as positive mental health screenings or reports of suicidal thoughts.