MinnesotaCare Plan established, commissioner of commerce required to seek a section 1332 waiver, and commissioner of human services required to request to suspend the MinnesotaCare program.

HF 3139 establishes a new "MinnesotaCare Plan" that must be certified as a qualified health plan under federal law. It requires health carriers to offer this plan in every county where they sell individual health insurance, with premiums based on household income (ranging from $4 to $80 monthly for those up to 200% of the federal poverty level). The plan must cover all services reimbursed under Minnesota's current Medicaid program, maintain 94% actuarial value, and waive cost-sharing for children under 21 and American Indians. The bill also directs the Commerce Commissioner to seek a federal Section 1332 waiver and the Human Services Commissioner to request suspending the existing MinnesotaCare program as part of implementing the new plan. This primarily affects health insurance carriers and eligible Minnesotans seeking affordable coverage.