Insurers required to provide copy of current policy to insured.
HF 2607 requires Minnesota insurers to provide a copy of an active insurance policy to the first named insured within 21 days of receiving a request. Insurers may deliver the copy via paper, email, or a secure online link, and must provide it only once per policy period (e.g., annually for a yearly policy). This law applies directly to all insurance companies operating in Minnesota and affects policyholders who seek their current coverage details. The bill amends Minnesota Statutes to ensure timely access to policy terms without imposing additional costs on consumers.
Bill status
in committee
1 of 4 stages cleared
Introduction
Mar 2025
Committee Review
Floor Vote
Governor
Introduced Mar 20, 2025
Last action Apr 1, 2025
Maddy AI version diff · 1 comparison
What changed between versions
Introduction
→
1st Engrossment
·
1 edit
·
Apr 1, 2025
MINOR
The bill was updated from its introduction stage to its first engrossment, reflecting a revision that narrows the requirement for insurers to provide current policy copies. Originally, the rule applied to all policies, but the change now specifically limits this requirement to automobile and homeowner's insurance policies.
Scope change
The bill's scope was narrowed from applying to all insurance policies to applying only to automobile and homeowner's insurance policies.
SCOPE
The requirement for insurers to deliver a copy of the current policy within 21 days of a request was restricted to only automobile and homeowner's insurance, removing the obligation for other types of insurance.
Floor votes
How they voted
No floor votes recorded yet.
Full legislative history
Actions timeline
Total actions
4
Key actions
1
Committee
1
Apr 1, 2025
Lower · Passed
Committee report, to adopt as amended
lower
Mar 20, 2025
Introduced
Introduction and first reading, referred to Commerce Finance and Policy
lower
1 primary · 2 co-sponsors
Sponsors
Role
Legislator
Party
State
District
P
John Huot
DDemocratic-Farmer-Labor
Co
Andy Smith
DDemocratic-Farmer-Labor
Co
Bernie Perryman
RRepublican
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