Algorithm and AI use prohibited during health insurance prior authorization request review.

HF 2500 prohibits health insurance companies (health carriers) in Minnesota from using algorithms or artificial intelligence to approve or deny prior authorization requests for medical treatments. This applies to all health plans offered, sold, issued, or renewed on or after January 1, 2026. The bill directly affects insurers by requiring human review for these coverage decisions, rather than automated systems. It amends Minnesota Statutes section 62A.59 to explicitly ban AI/algorithm use in this specific process.