Insurance: health insurers; insurance coverage and affordability task force; establish. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3478.

SB 910 creates a new Insurance Coverage and Affordability Task Force within Michigan's legislative council to evaluate proposed mandates requiring health insurers to cover specific benefits. The task force will include representatives from various sectors, such as hospitals, doctors, insurance companies, and employers, who will serve without pay but can be reimbursed for expenses. Its primary function is to conduct a thorough review of any bill that would force insurers to provide new health benefits by analyzing the proposal's social impact, financial costs, and medical effectiveness before it proceeds. This body must hold public meetings and make its findings available to the public, ensuring that decisions about mandatory health coverage are based on evidence regarding patient needs, economic feasibility, and clinical utility.