SB 527 Michigan Senate · 2025-2026 Regular Session

Civil procedure: foreclosure; public sale of property being foreclosed by advertisement; allow to be held virtually. Amends secs. 3208 & 3212 of 1961 PA 236 (MCL 600.3208 & 600.3212).

SB 527 updates Michigan's foreclosure process to allow virtual public sales of mortgaged property. It requires that if a foreclosure sale is held online, the party conducting the sale must post details on the county’s website and use other methods to notify the public. This directly affects homeowners facing foreclosure, mortgage lenders, and county officials managing sales, ensuring broader public awareness of virtual auctions. The bill adds specific language to notice requirements (under Sec. 3212) to clarify online sale procedures and maintain transparency. It does not change the core foreclosure process but modernizes how sales are advertised and conducted.
Bill status passed both 4 of 5 stages cleared
Introduction
Sep 2025
Committee Review
Aug 2026
Senate Passage
Jul 2026
House Passage
Aug 2026
Governor
Introduced Sep 4, 2025 Last action Aug 25, 2026
Maddy AI version diff · 5 comparisons

What changed between versions

As Passed by the House Substitute (S-1) · 2 edits
MINOR
The Senate substitute (S-1) for SB 527 contains no substantive policy changes from the House-passed version. The differences are purely formatting: the bill is relabeled as a substitute, line numbers are added throughout, and page headers/footers are inserted. All fee amounts, fund transfer provisions, eligibility criteria, and operational requirements remain identical.
TECHNICAL

The bill header changes from 'Senate BILL NO. 527' to 'SUBSTITUTE FOR SENATE BILL NO. 527,' indicating this is a Senate substitute version rather than a policy change.

Line numbers and page headers (ERE S01378'25 (S-1) 6zf10e) are added throughout the text, which is standard formatting for a Senate substitute bill. No substantive language was added, removed, or altered.

Floor votes · House Aug 25, 2026

How they voted

This bill passed the Senate by voice vote (no roll call recorded).
Full legislative history

Actions timeline

Total actions
25
Key actions
6
Committee
5
Aug 25, 2026
Lower · Passed
passed; given immediate effect Roll Call #347 Yeas 104 Nays 0 Excused 0 Not Voting 6
lower
Aug 25, 2026
Lower · Passed
motion to discharge committee approved
lower
Jul 3, 2026
Committee
referred to Committee on Appropriations
lower
Jul 3, 2026
Introduced
received on 07/03/2026
lower
Jul 3, 2026
Upper · Passed
PASSED ROLL CALL # 185 YEAS 23 NAYS 13 EXCUSED 2 NOT VOTING 0
upper
Jul 2, 2026
Upper · Passed
SUBSTITUTE (S-1) CONCURRED IN
upper
Jul 2, 2026
Upper · Passed
REPORTED BY COMMITTEE OF THE WHOLE FAVORABLY WITH SUBSTITUTE (S-1)
upper
Jul 2, 2026
Upper · Passed
DISCHARGE COMMITTEE APPROVED
upper
Sep 4, 2025
Committee
REFERRED TO COMMITTEE ON LOCAL GOVERNMENT
upper
Sep 4, 2025
Introduced
INTRODUCED BY SENATOR EDWARD MCBROOM
upper
1 primary · 0 co-sponsors

Sponsors

Role
Legislator
Party
State
District
P
Photo of Ed McBroom
Ed McBroom
RRepublican
MI
38