Consumer protection: unfair trade practices; applicability of consumer protection act; revise. Amends sec. 4 of 1976 PA 331 (MCL 445.904) & adds sec. 2a.

Michigan House Bill 6305 amends the state's consumer protection laws to clarify which business practices are exempt from the act and establishes that its provisions should be interpreted broadly to support its purpose. The bill specifies that the law does not apply to actions expressly authorized by state or federal regulators, nor to advertisements published by media outlets unless the publisher knew the content was deceptive or had a direct financial interest in the sale. It further limits consumer lawsuits regarding unfair practices in the banking, insurance, and motor carrier sectors, noting that these industries are already regulated by specific statutes. Finally, the legislation places the burden of proof on any business claiming an exemption from consumer protection rules.