Insurance: health insurers; coverage for the treatment of infertility; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406cc.

This bill requires health insurance companies in Michigan to cover infertility treatments starting January 1, 2027. It mandates coverage for diagnostic care, fertility treatments, and preservation services, including up to four complete egg retrievals with unlimited embryo transfers. The law prohibits insurers from imposing different deductibles, waiting periods, or limits on infertility benefits compared to other medical services, and it ensures coverage regardless of the patient's age, gender identity, or use of donor gametes or surrogates.