Insurance: no-fault; coverage and benefits; make miscellaneous changes. Amends secs. 3101, 3104, 3107c, 3107d, 3114, 3135 & 3172 of 1956 PA 218 (MCL 500.3101 et seq.) & repeals 3107d of 1956 PA 218 (MCL 500.3107d). TIE BAR WITH: HB 5887'26, HB 5888'26, HB 5889'26

HB 5886 amends Michigan's no-fault insurance code to update definitions and requirements for various vehicles, including commercial quadricycles, electric bicycles, golf carts, mopeds, motorcycles, and off-road vehicles. The bill clarifies how these specific vehicle types are classified under the law and adjusts rules regarding who is considered an owner or registrant for insurance purposes. By refining these categories, the legislation aims to ensure insurance policies and registration requirements align more accurately with the characteristics and usage of modern and specialized vehicles.