Insurance: no-fault; personal protection insurance benefits; revise definitions in section because of other amendments. Amends sec. 3107c of 1956 PA 218 (MCL 500.3107c). TIE BAR WITH: HB 5298'25

HB 5299 amends Michigan's auto insurance law to give policyholders three choices for personal protection insurance benefits: $50,000, $250,000, or $500,000 per person per accident, or no limit. The $50,000 option is only available to Medicaid enrollees whose household members have qualifying health coverage. Insurers must provide a clear form explaining each option’s benefits and risks, requiring policyholders to acknowledge understanding and select a level in writing. The bill also requires insurers to offer an attendant care rider for policies with the $50k-$500k limits and sets special rules for rideshare drivers using their personal vehicles.