HB 4666 Michigan House · 2025-2026 Regular Session

Insurance: life; reference to "colored" persons; eliminate. Amends sec. 2082 of 1956 PA 218 (MCL 500.2082).

HB 4666 removes the outdated and offensive term "colored persons" from Michigan's life insurance anti-discrimination law (MCL 500.2082). The bill updates the language while preserving the existing prohibition against life insurers charging higher premiums, offering worse terms, or imposing different conditions based on race or color for Black people or other individuals. This affects all life insurance companies operating in Michigan, ensuring their policies and practices comply with current anti-discrimination standards. The change corrects historical language without altering the law's substance, which has long protected policyholders from racial bias.
Bill status signed all 5 stages cleared
Introduction
Jun 2025
Committee Review
Dec 2025
House Passage
Oct 2025
Senate Passage
Dec 2025
Signed into Law
Dec 2025
Introduced Jun 24, 2025 Signed Dec 31, 2025
Maddy AI version diff · 3 comparisons

What changed between versions

As Passed by the Senate House Concurred Bill · 1 edit
MINOR
This bill text shows formatting and organizational changes between the Senate version and the House concurred version, with no substantive policy changes to the insurance discrimination provisions. The content remains identical in meaning, though line breaks and paragraph structure were adjusted during the legislative process.
TECHNICAL

Line breaks and paragraph formatting were reorganized between versions, but the actual legal text and provisions remain unchanged.

Floor votes · Senate Dec 18, 2025 · House Oct 23, 2025

How they voted

361
Passed · 1 other
Total votes 38
Dec 18, 2025
D Democratic19
18 Yea 1
94% Yea
R Republican19
18 Yea 1 Nay
94% Yea
Vote distribution
All Yea All Nay Mixed No data
Full legislative history

Actions timeline

Total actions
31
Key actions
7
Committee
6
Amendments
1
Dec 31, 2025
Introduced
filed with Secretary of State 12/23/2025 11:44 AM
lower
Dec 31, 2025
Signed into law
approved by the Governor 12/23/2025 10:14 AM
lower
Dec 18, 2025
Introduced
returned from Senate without amendment with full title
lower
Dec 18, 2025
Upper · Passed
PASSED ROLL CALL # 349 YEAS 35 NAYS 1 EXCUSED 1 NOT VOTING 0
upper
Dec 18, 2025
Upper · Passed
REPORTED BY COMMITTEE OF THE WHOLE FAVORABLY WITHOUT AMENDMENT(S)
upper
Dec 16, 2025
Upper · Passed
DISCHARGE COMMITTEE APPROVED
upper
Oct 28, 2025
Committee
REFERRED TO COMMITTEE ON FINANCE, INSURANCE, AND CONSUMER PROTECTION
upper
Oct 28, 2025
Upper · Passed
PASSED BY HOUSE WITH IMMEDIATE EFFECT
upper
Oct 23, 2025
Lower · Passed
passed; given immediate effect Roll Call #263 Yeas 104 Nays 1 Excused 0 Not Voting 5
lower
Oct 22, 2025
Committee
referred to second reading
lower
Oct 22, 2025
Lower · Passed
reported with recommendation without amendment
lower
Jun 24, 2025
Committee
referred to Committee on Insurance
lower
Jun 24, 2025
Introduced
introduced by Representative Rep. Brenda Carter
lower
1 primary · 1 co-sponsor

Sponsors