HB 4179 Michigan House · 2025-2026 Regular Session

Insurance: life; gift limit for life insurance producers; modify. Amends sec. 2024a of 1956 PA 218 (MCL 500.2024a).

House Bill 4179 modifies the Michigan insurance code regarding gifts from life insurance producers. It increases the maximum value of merchandise that a life insurer or life insurance producer can give to an applicant or insured under a life insurance policy. The bill raises this limit from $5.00 to $50.00 per person per calendar year. This change directly affects life insurers, life insurance producers, and individuals applying for or holding life insurance policies.

Bill status passed both 4 of 5 stages cleared

Introduction

Mar 2025

Committee Review

Apr 2025

House Passage

Apr 2025

Senate Passage

Apr 2025

Governor

Introduced Mar 6, 2025 Last action Apr 17, 2025

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What changed between versions

House Introduced Bill → As Passed by the House · 2 edits · Apr 15, 2025

MINOR

The bill was formatted and restructured during its passage through the House, with the title and introductory text reorganized and the operative section renumbered. The substantive policy change is a significant increase in the value threshold for merchandise that life insurers can provide to applicants or policyholders, raising the limit from $5.00 to $50.00 per calendar year.

Scope change

The scope of the bill's applicability remains the same (life insurers and agents in Michigan), but the financial threshold for permissible merchandise gifts was substantially increased.

REQUIREMENT

Increased the maximum invoice value of merchandise that life insurers can provide to applicants or insureds from $5.00 to $50.00 per calendar year.

TECHNICAL

Reformatted the bill text, reorganized the title and introductory language, and adjusted section numbering during the House passage process.

Floor votes · House Apr 15, 2025

How they voted

This bill passed the Senate by voice vote (no roll call recorded).

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Apr 17, 2025

Committee

REFERRED TO COMMITTEE ON FINANCE, INSURANCE, AND CONSUMER PROTECTION

upper

Apr 17, 2025

Upper · Passed

PASSED BY HOUSE WITH IMMEDIATE EFFECT

upper

Apr 15, 2025

Lower · Passed

passed; given immediate effect Roll Call #51 Yeas 87 Nays 17 Excused 0 Not Voting 6

lower

Mar 26, 2025

Committee

referred to second reading

lower

Mar 26, 2025

Lower · Passed

reported with recommendation without amendment

lower

Mar 6, 2025

Committee

referred to Committee on Insurance

lower

Mar 6, 2025

Introduced

introduced by Representative Rep. Joseph Aragona

lower

1 primary · 2 co-sponsors