Insurance: health insurers; coverage for certain contraception; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406jj.

This bill requires health insurance companies in Michigan to cover specific over-the-counter contraceptives and emergency contraception at in-network pharmacies starting in 2026. The law applies to any insurer offering contraceptive coverage and mandates that these products be accessible without a prescription. While the bill ensures coverage, it allows insurers to apply standard rules such as prior authorization or quantity limits. The definition of covered items includes FDA-approved hormonal drugs and emergency contraception used after unprotected sex or contraceptive failure.