Insurance: no-fault; personal protection insurance benefits for individuals in a motor vehicle operated in the business of transporting passengers; modify. Amends sec. 3114 of 1956 PA 218 (MCL 500.3114). TIE BAR WITH: SB 0904'24

This bill modifies Michigan's insurance code to clarify how no-fault personal protection benefits are paid to individuals injured in vehicles used for commercial passenger transport, such as taxis and ride-sharing services. It ensures that passengers and operators in these vehicles receive benefits from the vehicle's insurer, with specific exceptions for certain types of buses and vehicles where the owner has opted out of coverage. Additionally, the legislation updates definitions to include transportation network company vehicles and establishes rules for how benefits are distributed when multiple insurance policies are involved. The bill also clarifies the order of priority for claims and allows insurers to share costs equitably when paying benefits under the same priority level.