Insurance: no-fault; personal protection insurance benefits; revise definitions in section because of other amendments. Amends sec. 3107c of 1956 PA 218 (MCL 500.3107c). TIE BAR WITH: SB 0905'24

This bill amends Michigan's no-fault insurance law to update the rules for selecting personal protection insurance coverage limits. It requires drivers to actively choose one of four coverage options - ranging from $50,000 to unlimited benefits - when purchasing or renewing auto insurance policies issued after July 1, 2020. The selection process mandates that drivers sign a form acknowledging the benefits and risks of each option, with a specific provision allowing drivers enrolled in Medicaid to select the lowest $50,000 limit if their household members have adequate health coverage. Additionally, the bill clarifies how coverage applies to rideshare vehicles and requires insurers to offer an optional rider for additional attendant care coverage. The legislation will only take effect if a companion bill, SB 0905, is also passed.