Insurance: no-fault; coverage and benefits for caregiver reimbursement; modify. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3157c.

This bill modifies Michigan's no-fault insurance laws to allow health care providers to charge rates established as "payment in full" on June 10, 2019, based on existing contracts with insurers or preferred provider organizations. It also introduces a penalty provision where injured persons can recover twice the amount of overdue benefits if an insurer fails to pay within 120 days of receiving notice of the injury. The legislation clarifies that these penalty amounts do not count toward court jurisdiction limits and prevents insurers from claiming that benefits have been exhausted when a penalty is owed. Ultimately, the bill aims to streamline reimbursement processes and provide stronger financial recourse for medical providers and injured individuals under the state's personal protection insurance system.