Insurance: health insurers; required coverage for autism spectrum disorders; modify. Amends sec. 3406s of 1956 PA 128 (MCL 500.3406s).

This bill modifies Michigan's insurance code to require health insurers to cover the diagnosis and treatment of autism spectrum disorders for individuals up to age 18. It prevents insurers from denying coverage, limiting the number of visits, or treating autism care differently than physical illness regarding copays and deductibles, though it allows specific annual dollar limits based on the child's age. The legislation also permits insurers to require certain evaluations, such as an autism diagnostic observation schedule no more frequently than once every three years, and defines specific types of care that must be covered. Additionally, the bill clarifies that these requirements do not apply to short-term insurance policies or plans regulated under federal healthcare exchanges.