An Act relative to insurance claims

This bill prohibits insurance companies and non-admitted insurers from including policy terms that block insureds from hiring public adjusters (as defined by law) to handle claims. It makes any such restrictive language unenforceable and requires its removal from policies, while leaving other policy terms intact. The bill amends two sections of Massachusetts insurance law: it adds a new section (2C) to Chapter 175 and updates Chapter 176D to explicitly ban policy provisions that prevent insureds from using public adjusters. This directly affects policyholders who wish to work with public adjusters for property or casualty insurance claims.