SD 2328 Massachusetts Senate · 194th Legislature (2025-2026)

An Act to relative to an underinsurance issue

This bill amends Massachusetts insurance law to clarify coverage for drivers injured in accidents where the at-fault driver's policy limit is exhausted by multiple claims from the same incident. It ensures that uninsured motor vehicle coverage applies when the tortfeasor's policy limit is reduced below the uninsured coverage limit, specifically for claims exceeding the exhausted amount. The change directly affects insured drivers who face underinsured coverage gaps after an accident involving multiple victims.
Bill status passed 3 of 4 stages cleared
Introduction
Feb 2025
Committee Review
Feb 2025
House Passage
Feb 2025
Governor
Introduced Feb 27, 2025 Last action Feb 27, 2025