An Act regulating the use of credit reports by employers

This bill prohibits most employers from using credit history reports for hiring, promotions, or employment decisions, directly affecting job applicants and current employees. It bans employers from requesting credit reports, asking about credit history, or retaliating against workers who report violations. Exceptions apply only for roles requiring national security clearance or when federal/state law mandates credit checks. The law takes effect January 1, 2027, and explicitly forbids employers from requiring employees or applicants to waive these protections.