An Act relative to dental insurance consumer protections

This bill requires dental insurance plans to clearly disclose payment standards (like "usual and customary fees") and exact reimbursement amounts for dental services, including whether benefits cover only the least costly treatment. It mandates insurers to provide a free online resource for patients and dentists to access this information and ensures out-of-network dentists receive the same or higher payment as in-network providers. The bill also prohibits insurers from blocking patients' choice of licensed dentists, interfering with dental care decisions, or requiring unnecessary diagnostic tests. These changes aim to increase transparency and fairness in dental insurance coverage.