An Act adjusting the area median income

HD 976 modifies Massachusetts housing laws to require zip code-level area median income (AMI) calculations in cities with over 100,000 residents for affordable housing programs. It amends multiple statutes (including Chapters 40R, 40T, 121B, and 62) to replace city-wide AMI standards with zip code-specific income thresholds for housing projects, developments, or households in large municipalities. This change directly affects affordable housing providers, developers, and residents in cities like Boston, Worcester, and Springfield by adjusting income eligibility criteria based on specific neighborhoods. The bill updates existing housing affordability rules without creating new programs or changing overall funding mechanisms.