An Act relative to cognitive rehabilitation for individuals with an acquired brain injury

HD 866 requires health insurance plans covering Commonwealth employees (active and retired) and other health benefit plans to provide comprehensive coverage for cognitive rehabilitation treatments related to acquired brain injury (ABI). The bill mandates coverage for specific therapies including cognitive rehabilitation, neurocognitive therapy, community reintegration services, and neurofeedback therapy without lifetime or unreasonable annual limits. Insurers must cover these treatments regardless of facility type (e.g., not just hospitals) and cannot apply stricter cost-sharing (like higher deductibles or copays) than for other medical benefits. This law also requires insurers to train staff on these benefits in consultation with the Brain Injury Association of Massachusetts.